Property is an asset that can be leveraged in many ways, and a smart way is to use it as collateral for a loan. With the B N S Financial Solutions Loan Against Property, you get to unlock the true value of your asset. This helps you get funds to meet any financial goal, be it LAP or business-related. With this instrument, your property, be it commercial, residential, or industrial, serves as collateral, and you can continue to use it without any restrictions. We understand that accessing a large amount of funds is usually quite a hassle, but we have designed this offering to keep things simple. Our loan comes with an online application, allowing you to apply in a few easy steps. What’s more, you only need to meet our basic requirements, and you can get your mortgage loan processed and disbursed in no time.
| Eligibility criteria | Salaried individuals | Self-employed individuals |
|---|---|---|
| Age | 28 to 58 years | 25- 70 years |
| Residential status | Resident of India | Resident of India |
| Employment status | Should be a salaried individual employed in a public sector company, private company, or an MNC | Should be self-employed with a steady source of income |
| Maximum loan tenor available | Flexible tenor up to 18 years | Flexible tenor up to 18 years |
| Maximum loan amount of | Up to Rs. 5 crore | Up to Rs. 5 crore |
