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Personal Loan

Personal loans are an unsecured form of credit that is popular to meet immediate requirements. It is multi-purpose in nature and therefore can be used for various purposes including wedding, home renovation, travel purposes and more. Moreover, there is no restriction for the amount borrowed and can be used for any purpose they want. In fact, a personal loan can help you build your credit faster when compared with other forms of credit. This is because of the risk it carries due to being unsecured. A personal loan can be availed when an individual has an immediate requirement of funds, with minimal documentation, processing time with immediate disbursal to Customer bank account. It serves as a great option for individual for meeting their immediate financial requirements.

Types of Personal loan

  • Loan for wedding
  • Fresh Funding
  • Home Improvement
  • Loan for Travel

Personal Loan - Eligibility

  • Age : 18/21 years-60/65 years
  • Employment Type
  • 1. Salaried
  • 2. Self-Employed professionals
  • Credit score: 750 or above with a good credit history
  • Minimum Net Income (Monthly)
  • ₹15,000(non-metro cities)
  • ₹20,000( metro cities)
  • Loan Amount: Up to ₹50 lacs depending on the credit profile
  • Work Experience
  • Salaried
  • 1) Employed at current company for at least 6/12 months
  • Self-Employed
  • 1) Business tenure of at least 3 years (continuous)
    2) ITR of last 3 years