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LAP Loan

Property is an asset that can be leveraged in many ways, and a smart way is to use it as collateral for a loan. With the B N S Financial Solutions Solutions Loan Against Property, you get to unlock the true value of your asset. This helps you get funds to meet any financial goal, be it LAP or business-related. With this instrument, your property, be it commercial, residential, or industrial, serves as collateral, and you can continue to use it without any restrictions. We understand that accessing a large amount of funds is usually quite a hassle, but we have designed this offering to keep things simple. Our loan comes with an online application, allowing you to apply in a few easy steps. What’s more, you only need to meet our basic requirements, and you can get your mortgage loan processed and disbursed in no time.

Types of LAP loan

  • commercial property
  • self-employed
  • salaried employees
  • home renovation

LAP Loan - Eligibility

Eligibility criteria Salaried individuals Self-employed individuals
Age 28 to 58 years 25- 70 years
Residential status Resident of India Resident of India
Employment status Should be a salaried individual employed in a public sector company, private company, or an MNC Should be self-employed with a steady source of income
Maximum loan tenor available Flexible tenor up to 18 years Flexible tenor up to 18 years
Maximum loan amount of Up to Rs. 5 crore Up to Rs. 5 crore